Auto Insurance
Every time you get behind the wheel you never know for sure what’s around the corner. You take precautions, but no matter how carefully you drive, accidents can happen. That’s why having the right auto insurance can make a tremendous difference. You’ll find everything you need to have confidence in your auto insurance.
Property Damage Liability Coverage
If you should damage someone's car or property in an accident, this liability coverage
would cover the costs to repair or replace it, up to the liability limit you purchase.
Collision Coverage
In the event of an accident involving a collision with another car or object, your Collision Coverage would cover the damage costs to your car, regardless of who was responsible for the accident (less your deductible).
Comprehensive Coverage
This coverage pays for all non-collision-type damage to your car including: fire, theft, vandalism, contact with animals, glass breakage and other hazards (less your deductible). This coverage also pays for theft of personal property left in the car such as clothing and luggage.
Bodily Injury Liability Coverage
If you cause an accident and someone is injured this liability coverage protects your personal assets by paying for the claims filed by the person you may have injured (up to the limit of coverage purchased).
Additional Coverage
As an added feature your policy can provide towing, substitute transportation if your car is stolen, and a number of other useful options.
Uninsured and Underinsured Motorist Coverage
Not all drivers have the proper automobile insurance coverage, so carrying Uninsured or Underinsured motorist coverage protects you and your passengers for bodily injury when the accident is caused by a driver with no or insufficient insurance.
Personal Injury & Medical Protection
This coverage pays for any person that gets injured in your car regardless of who is at fault in the accident.
Deductible Options
We provide you with a number of ways to reduce your auto insurance cost. One way is to choose a higher deductible. This means that you are willing to pay more up front when a claim occurs but you can save a considerable amount if you are claim-free during the policy period.
Other Discount Options
¨ Good Driver Discounts (rewards you for years of claim free driving)
¨ Multiple Car Discounts (Receive savings when you insure multiple vehicles with us)
¨ Multi-policy Savings (additional savings if you insure your home with us)
¨ Theft Prevention and Safety Devices (qualified alarm, anti-lock brakes, airbags and more)
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